TowneBank Routing Number
TowneBank’s routing number is 051408949. This is the primary number used by the bank for normal banking operations. It is accepted in direct deposits, ACH payments, check processing, and domestic wire transfers.
Your transactions will go through smoothly and without delay if you use the right routing number.
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TowneBank Bank Routing Number for Direct Deposit
For direct deposit, you should use the routing number 062206295. This routing number is used by employers, government agencies, and other organizations to deposit payroll, tax refunds, and other recurring deposits into your account. Using the right routing number with your account number can make sure your deposits arrive in time and to your account.
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TowneBank SWIFT Code for International Wire Transfers
TOWNESWIFT or TOWBUS32XXX is the TowneBank SWIFT/BIC code. The code of 8 characters TOWBUS32 may be accepted by some financial institutions. The code TOWB is used to identify TowneBank. The letters US represent the United States. The numbers 32 refer to the location of the bank. The code XXX is used for the main corporate headquarters.
TowneBank’s headquarters is registered with the SWIFT code in Suffolk and Portsmouth, Virginia, USA. If you’re sending or receiving wire transfers internationally, use this code.
How to Find Your TowneBank Routing Number
Your routing number is located on the bottom left of your paper checks. It is the first nine-digit number in the check. You can log in online to your TowneBank account via online banking, too. The routing number is found in your account information. You can also check your routing number, if necessary, through your customer service.
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What Is a TowneBank Routing Number?
Routing Number Security Tips
A TowneBank routing number is a unique 9-digit identifier assigned by the American Bankers Association (ABA) to process financial transactions accurately. It is used for direct deposits, ACH transfers, payroll payments, tax refunds, online bill payments, and wire transfers. While routing numbers are public information, you should always protect your account number and personal banking details. Verify the routing number before initiating any transaction and use only TowneBank's official banking channels to reduce the risk of payment errors or fraud.
TowneBank Wire Transfer Routing Number
Wire transfers are commonly used when funds need to be transferred quickly between financial institutions. For domestic wire transfers, you will generally need your TowneBank routing number, the recipient's account number, full legal name, and, if required, the bank's address. International wire transfers may also require a SWIFT/BIC code, beneficiary information, and additional payment details. Always confirm the latest wire transfer instructions with TowneBank before sending high-value transactions.
Wire Transfer Routing Number
A routing number plays an essential role in processing wire transfers accurately and securely. It identifies the financial institution responsible for sending or receiving funds. Domestic wire transfers typically require a routing number, while international transfers often require both a routing number and a SWIFT/BIC code. Before completing any transfer, double-check all banking details to avoid delays, returned payments, or processing errors.
Domestic vs International Transfers
Domestic transfers are completed between financial institutions within the United States and usually require the recipient's routing number and account number. These transactions include ACH payments, direct deposits, payroll processing, online bill payments, and electronic fund transfers. International transfers involve financial institutions located in different countries and typically require additional information, such as a SWIFT/BIC code, beneficiary details, and the receiving bank's address.
Why TowneBank May Use Different Routing Numbers
Some financial institutions operate with multiple routing numbers depending on the state, branch location, transaction type, or historical mergers and acquisitions. If TowneBank uses more than one routing number, the correct one will depend on your account and the type of transaction you are completing. You can verify the appropriate routing number by checking your checks, online banking account, bank statement, or contacting TowneBank customer support.
Can a TowneBank Routing Number Change?
Although routing numbers generally remain the same, they can occasionally change because of bank mergers, acquisitions, branch consolidations, or operational updates. If TowneBank changes a routing number, customers are typically notified in advance and provided with instructions for updating direct deposits, automatic payments, payroll information, and other recurring transactions. Keeping your banking information current helps prevent payment interruptions and ensures smooth financial transactions.
What Happens If You Enter the Wrong TowneBank Routing Number?
Entering an incorrect TowneBank routing number can cause your payment or transfer to be delayed, rejected, or sent to the wrong financial institution. ACH payments, direct deposits, and wire transfers rely on accurate routing information for successful processing. If you notice you've entered the wrong routing number, contact TowneBank or the sending institution immediately. Acting quickly can help prevent failed transactions, returned payments, or unnecessary processing delays.
TowneBank Routing Number for Direct Deposit
A TowneBank routing number is required when setting up direct deposits with employers, government agencies, pension providers, or other payment sources. It ensures your paycheck, tax refund, Social Security benefits, or recurring payments are deposited into the correct checking or savings account. Before submitting direct deposit information, verify both your routing number and account number to avoid delays or payment errors.
Routing Number for Tax Refunds
Choosing direct deposit is one of the fastest and most secure ways to receive your federal or state tax refund. To complete the process, you'll need your TowneBank routing number and your account number. Providing accurate banking information allows the IRS or your state tax agency to send your refund directly to your account. Always double-check your banking details before filing your tax return to prevent rejected or delayed deposits.
Using Your TowneBank Routing Number for Online Payments
Many online payment platforms and financial service providers require your TowneBank routing number along with your account number to process electronic payments. This includes utility bills, mortgage payments, subscription services, insurance premiums, loan payments, and ACH transfers. Entering the correct routing information helps ensure payments are processed securely, reducing the risk of failed transactions or returned payments.
Is Your Routing Number Private?
A routing number is not considered confidential because it identifies the financial institution rather than your personal bank account. Routing numbers are printed on checks and are widely available for payment processing. However, your account number, online banking credentials, debit card information, and security codes should always remain private. Protecting sensitive account information helps reduce the risk of fraud and unauthorized account access.
Common Routing Number Mistakes
Many payment problems occur because of simple banking information errors. Some of the most common mistakes include: Entering an incorrect routing number. Confusing the routing number with the account number. Using an outdated routing number after a bank update. Selecting the wrong routing number for ACH or wire transfers. Entering incorrect account details. Copying banking information from an unreliable source. Failing to verify banking information before submitting a payment.
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How to Find Your TowneBank Routing Number
Finding your TowneBank routing number is simple and only takes a few moments. If you have a TowneBank paper check, the routing number is the first nine-digit number printed at the bottom left corner. You can also find it by logging into your TowneBank online banking account, using the mobile banking app, reviewing your monthly bank statement, or contacting customer support. Always verify your routing number before sending or receiving ACH payments, direct deposits, or wire transfers to help ensure your transactions are processed accurately and securely.
Tips for Entering the Correct TowneBank Routing Number
Using the correct TowneBank routing number is essential for completing electronic transactions safely and efficiently. Whether you’re setting up direct deposit, making an ACH payment, sending a domestic wire transfer, paying bills online, or linking your bank account to a financial app, entering the correct routing number helps prevent payment delays, rejected transfers, and processing errors. Before confirming any transaction, take a moment to verify your banking information through official TowneBank resources.
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Where Can You Find Your TowneBank Routing Number?
Find Your Routing Number on a Paper Check
If you have a TowneBank paper check, the routing number is the first nine-digit number printed at the bottom left corner. This is the fastest and most commonly used method for identifying the correct routing number for ACH payments, direct deposits, and other electronic banking transactions.
Locate Your Routing Number in the Mobile Banking App
You can also find your TowneBank routing number by signing in to the TowneBank Mobile Banking App. Navigate to your checking or savings account details, where your routing and account numbers are typically displayed. This option is convenient for customers who don't have paper checks available.
Check Your Routing Number Through Online Banking
Log in to your TowneBank Online Banking account to access your account information securely. Most online banking dashboards display your routing number along with your account number, making it easy to verify the correct information before completing electronic payments or transfers.
Review Your Monthly Bank Statement
Your monthly TowneBank account statement may include your routing number along with your account details. Whether you receive paper or electronic statements, reviewing them is another reliable way to confirm the correct routing number before setting up direct deposits, ACH transfers, or automatic bill payments.
Contact TowneBank Customer Support
If you're unable to locate your routing number, TowneBank Customer Support can help. A banking representative can verify the correct routing number based on your account type, branch location, and transaction requirements, ensuring you receive accurate banking information.
Verify Through the Official TowneBank Website
The most reliable source for routing number information is the official TowneBank website. Banking information may occasionally change due to operational updates or branch consolidations, so checking official resources helps ensure you're using the latest routing number for direct deposits, ACH transfers, online bill payments, and wire transfers.
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TowneBank's routing number is 051408949. Used for direct deposits, ACH transfers, electronic payments, and domestic wire transfers. The SWIFT code for international wire transfers is TOWBUS32XXX. Please always confirm your banking details before making any payment.
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Frequently Asked Questions
TowneBank’s routing number is 051408949. It is used for domestic wire transfers, check processing, ACH transfers, and direct deposits.
The TowneBank ACH routing number is 051408949. Helps with direct deposit, recurring bill payments, electronic fund transfers, and automatic drafts.
The SWIFT/BIC for TowneBank is TOWBUS32XXX. There may also be banks that will take the eight-character version TOWBUS32.
Look on the bottom left corner of the paper check. It can be transferred online via banking or by calling TowneBank’s customer service.
Yes. For domestic wire transfers, TowneBank’s routing number is 051408949.