TD BANK ROUTING NUMBER, NEW YORK
Learn everything about your TD Bank routing number, New York — where to find it, how it works, ACH vs. wire numbers, direct deposit, and common mistakes to avoid.
TD Bank Routing Number, New York — Everything You Need to Know
If you’re searching for your TD Bank routing number, New York, the number depends on where your account was opened — either 026013673 for the NYC metro area or 021302567 for upstate New York, reflecting TD Bank’s merger history with Commerce Bank and Banknorth.
Whether you’re setting up direct deposit, transferring funds, or paying bills online, your TD Bank routing number, New York, identifies TD Bank and confirms your account’s regional origin. TD Bank operates roughly 230–280 branches across the state, including major hubs in Manhattan, Brooklyn, Queens, Long Island, and Westchester.
1100+
Branches Nationwide
180+
Years of History
17+
States & Regions Covered
1520+
Colleagues & counting more daily
How Do I Find My TD Bank Routing Number, New York Without a Check?
Find Bank’s routing number using Online Banking.
- Log into TD Bank Routing number Online Banking or the TD Bank Routing number mobile app.
- Select the checking or savings account you want to view.
- Tap “Account Details” to see your TD Bank routing number, New York, alongside your account number.
Where Is the Routing Number on a TD Bank Check?
Every TD Bank check has three sets of numbers printed along the bottom edge, in this order from left to right:
- Routing number (9 digits) — this is your TD Bank routing number, New York
- Account number (varies in length) — identifies your specific checking or savings account
- Check number (usually 3–4 digits) — matches the number printed in the top-right corner of the check
ABA
What Is an ABA Routing Number?
Routing Number Security Tips
To keep your TD Bank routing number, New York, and account details secure, confirm your information directly through online banking before sharing it, and only enter banking details on trusted websites. Monitor your account activity regularly and enable transaction alerts through the TD Bank app.
ACH Routing Number Explained
ACH stands for Automated Clearing House. Your routing number is used for ACH transactions such as payroll direct deposits, government benefit payments, online bill pay, and recurring transfers. ACH payments are processed in batches, making them the standard method for everyday transfers.
Wire Transfer Routing Number
Regardless of your TD Bank routing number, New York, all domestic wire transfers use a separate universal routing number, 031101266. Using your state ACH number for a wire transfer will cause it to fail.
Domestic vs International Transfers
Domestic transfers move funds between U.S. banks using a routing number and account number. International transfers typically require additional details, such as a SWIFT/BIC code, and in some cases an IBAN.
Why New York Has Two Routing Numbers
TD Bank's New York routing numbers reflect its merger history — 026013673 traces back to Commerce Bank customers, while 021302567 traces back to Banknorth customers, which is why the TD Bank routing number, New York, isn't a single, uniform number statewide.
Can Banks Routing Numbers Change?
Yes, though it's uncommon. If TD Bank ever updates its routing number, customers are typically notified well in advance so they can update direct deposits and automatic payments.
What Happens If You Enter the Wrong Routing Number?
Entering an incorrect TD Bank routing number, New York, can lead to a rejected payment, delayed processing, a failed direct deposit, or a returned transaction — sometimes with added fees. Always double-check before submitting any payment.
TD Bank Routing Number for Direct Deposit
To set up direct deposit, your employer will typically ask for your TD Bank routing number, New York, along with your account number and account type. Providing correct details ensures your paycheck arrives on time.
TD Bank Routing Number for Tax Refunds
The IRS and New York state tax agencies use your TD Bank routing number, New York, to deposit refunds directly into your account. Mismatched banking details are one of the most common reasons refunds get delayed.
TD Bank Routing Number for Online Payments
Many online payment platforms request your TD Bank routing number, New York, when linking your bank account, including services for paying utility bills, loan payments, and subscriptions.
Is Bank TD Bank Routing Number Private?
Your routing number isn't confidential, since it identifies the bank rather than your personal account. Still, protect your account number, debit card number, and online banking credentials.
Common Bank Routing Number Mistakes
Common issues include using the wrong regional number within New York, confusing it with the account number, entering fewer than nine digits, or using an ACH number for a wire transfer.
What Is a TD Bank Routing Number, New York?
A routing number is a nine-digit identification number assigned to TD Bank and other financial institutions operating in the United States.
How the TD Bank Routing Number, New York, Works
Your TD Bank routing number, New York, identifies TD Bank as the sender or receiver of funds during electronic transactions like direct deposits, ACH payments, and wire transfers.
Think of it as the “address” for TD Bank in New York, while your account number identifies your specific account. Without the correct TD Bank routing number, New York, payments may be delayed, rejected, or sent to the wrong institution.
- 🏦 State-Specific Numbers
- ⚡ Fast, Reliable Transfers
- 🔒 Secure by Design
- 📱 Easy to Find Online
Where Can You Find Your TD Bank Routing Number, New York?
On a Paper Check
Your routing number is located at the bottom-left corner of a check. The first nine digits represent your TD Bank routing number, New York, followed by your account number and check number.
TD Bank Mobile App
The TD Bank app displays your routing number under account details. Select your account, then tap "Account Numbers & More" to view your TD Bank routing number, New York, alongside your account number.
TD Bank Online Banking
Log into TD Bank Online Banking, select an account from The Hub, and click "Account Numbers & More" to view your routing number, account number, and account type.
TD Bank Statement
TD Bank prints your routing number on your monthly account statement, usually near your account summary details.
TD Bank Customer Service
If you're unsure of your TD Bank routing number, New York, contact customer service at 1-888-751-9000 and request confirmation for your account type.
TD Bank Website
TD Bank publishes its routing numbers by state and region on its official website, useful since the TD Bank routing number, New York, varies between NYC metro and upstate accounts.
About Founders
We Are Leading International Company In The World
Final Thoughts
Your TD Bank routing number, New York, plays a fundamental role in how your money moves — directing direct deposits, bill payments, wire transfers, and tax refunds to the correct account. Because TD Bank assigns two different routing numbers within New York State, confirming the correct one for your account helps ensure your transactions process smoothly and without delay.
Request a Quote
Learn More From
Frequently Asked Questions
The TD Bank routing number, New York, is either 026013673 (NYC metro area) or 021302567 (upstate), depending on where your account was opened.
Because of TD Bank’s merger history — one number traces back to Commerce Bank, the other to Banknorth — the TD Bank routing number, New York, isn’t uniform statewide.
No. The routing number identifies the bank; the account number identifies your specific account.
No. TD Bank uses a separate universal routing number, 031101266, for domestic wires — not the state-specific TD Bank routing number, New York.
No. It’s tied to where the account was originally opened, so it stays the same even if you relocate within the state.