First Horizon Bank Routing Number
First Horizon Bank routing number is 084000026. Primary nine-digit routing numbers are utilized for most banking transactions, such as direct deposits, ACH payments, and domestic wire transfers.
The main routing number for First Horizon Bank is 084000026, but it may differ based on the bank’s location. Your payment and transfer are processed correctly with the right routing number.
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First Horizon Bank Wire Transfer Routing Number
The First Horizon Bank routing number is 084000026. This routing number is generally used for wire transfers within the country. When making a wire transfer, be sure your account uses this routing number in case it is delayed or rejected.
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Serving Customers Since 1864
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First Horizon Bank SWIFT Code for International Wire Transfers
For an international wire transfer, you’ll need a routing number and a SWIFT code. The bank’s main SWIFT/BIC code is FTBMUS44XXX, which belongs to the bank at its Memphis, Tennessee headquarters.
Note that First Horizon Bank can have multiple SWIFT/BIC codes for the various branches or banking services. Ensure you use the correct SWIFT code before making the wire transfer.
When sending funds internationally, it is important to use the correct SWIFT code to avoid unnecessary delays or complications.
How to Find Your First Horizon Bank Routing Number
You can verify your First Horizon Bank routing number in a variety of ways. The first nine digits of your routing number should be listed in the bottom left corner of your paper checks. Those interested can also access their account information on First Horizon Online Banking. If you still don’t know, call First Horizon Bank customer service to ensure you have the right routing number.
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What Is an First Horizon Bank Routing Number?
Routing Number Security Tips
Your First Horizon Bank routing number is public information used to identify the bank during financial transactions. However, your account number, debit card details, online banking username, password, PIN, and one-time verification codes should always remain private. Never share your banking credentials through emails, text messages, or unknown websites. When making online payments or linking your bank account to financial services, always use secure and trusted platforms.
First Horizon Bank ACH Routing Number
The First Horizon Bank ACH routing number is used to process electronic transactions through the Automated Clearing House (ACH) network. ACH payments are commonly used for direct deposits, payroll payments, tax refunds, government benefits, utility bills, mortgage payments, loan payments, subscription services, and automatic bank transfers. Depending on where your account was opened, the routing number may vary, so it's important to verify the correct routing number.
First Horizon Bank Wire Transfer Routing Number
If you're sending or receiving a domestic wire transfer, you'll need the correct First Horizon Bank wire routing number along with the recipient's account information. Wire transfers are typically processed faster than ACH payments and are commonly used for high-value or time-sensitive transactions. Before submitting a wire transfer request, confirm the routing instructions with First Horizon Bank to help avoid rejected transfers, processing delays, or additional banking fees.
Domestic vs International Transfers
Domestic transfers occur between financial institutions within the United States and generally require your First Horizon Bank routing number and account number. International transfers often require additional banking details, including a SWIFT/BIC code, beneficiary information, and sometimes an intermediary bank. Before sending money overseas, carefully verify all transfer instructions to reduce the risk of delays, failed payments, or extra charges.
Why Banks Have Different Routing Numbers
Banks often use different routing numbers based on the state where an account was opened, the type of transaction, or the payment system being used. Routing numbers help financial institutions correctly identify where funds should be sent, ensuring checks, ACH transfers, direct deposits, and wire transfers are processed efficiently. Using the correct First Horizon Bank routing number minimizes transaction errors and helps your payments.
Can a First Horizon Bank Routing Number Change?
Although routing numbers generally remain the same for long periods, they can change following bank mergers, acquisitions, operational updates, or regulatory changes. If First Horizon Bank updates a routing number, customers are typically notified through official communication channels before the change becomes effective. Before setting up a new direct deposit, automatic payment, or wire transfer, verify your routing number through First Horizon Online Banking.
What Happens If You Enter the Wrong First Horizon Bank Routing Number?
Entering the wrong First Horizon Bank routing number can cause your banking transaction to fail, resulting in delayed payments, rejected deposits, or returned transfers. Whether you're sending an ACH payment, receiving direct deposit, paying bills online, or initiating a wire transfer, the routing number tells the payment network which financial institution should receive the funds. If the routing number is incorrect, your transaction may not be completed successfully.
First Horizon Bank Routing Number for Direct Deposit
To receive your salary, pension, Social Security benefits, tax refunds, or other recurring payments through direct deposit, you'll need the correct First Horizon Bank routing number along with your account number. Employers and government agencies use this information to send funds securely through the ACH network. Before submitting a direct deposit authorization form, review your banking information carefully. Using the correct routing number.
First Horizon Bank Routing Number for Tax Refunds
Choosing direct deposit is one of the safest and fastest ways to receive your federal or state tax refund. To complete the process, you'll need your First Horizon Bank routing number and account number when filing your tax return. Always double-check your banking information before submitting your return. Accurate routing details help the IRS or your state tax agency send your refund directly to your account, reducing the risk of delays, rejected deposits, or payment errors.
First Horizon Bank Routing Number for Online Payments
Your First Horizon Bank routing number is required when linking your account to trusted payment platforms, utility companies, mortgage lenders, insurance providers, subscription services, and other online payment systems. Providing the correct routing number allows ACH payments to process smoothly and securely. Before authorizing automatic or recurring payments, verify your routing number and account details. Accurate banking information helps prevent failed payments.
Is Your First Horizon Bank Routing Number Private?
A First Horizon Bank routing number is not confidential because it identifies the financial institution rather than your personal account. However, your account number, debit card number, online banking username, password, PIN, CVV, and one-time security codes should always remain private. Protecting your personal banking credentials is essential for preventing fraud and unauthorized account access. Never share sensitive information with unknown callers, emails, text messages.
Common First Horizon Bank Routing Number Mistakes
Many banking problems occur because customers accidentally provide incorrect routing information. Common mistakes include: Entering an incorrect 9-digit routing number. Confusing the routing number with the account number. Using an outdated routing number after changing accounts or locations. Selecting the wrong routing number for ACH or wire transfers. Typing errors when completing direct deposit or online payment forms. Failing to verify routing information before submitting electronic transactions.
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First Horizon Bank Routing Number for Direct Deposit
The 084000026 is the main First Horizon Bank routing number for direct deposits. This routing number can be used to receive payroll deposits, government benefits, tax refunds, and other electronic deposits. Please check your account documents or use First Horizon Online Banking to verify the routing number if you are not sure that your account utilizes a different routing number.
How to Find Your First Horizon Bank Routing Number?
Finding your First Horizon Bank routing number is quick and straightforward when you know where to look. This nine-digit number is required for a variety of banking activities, including direct deposits, ACH transfers, wire transfers, online bill payments, tax refunds, and automatic payments. Using the correct routing number helps ensure your transactions are processed accurately and without unnecessary delays.
If you have a First Horizon Bank paper check, the routing number is printed at the bottom-left corner. It is the first group of nine digits and identifies the bank during electronic and paper transactions. This is one of the fastest and most reliable ways to locate your routing number.
- ✔ Verify your routing number before every transaction.
- ✔ Use official First Horizon Bank Online® Banking or the Mobile® App.
- ✔ Check your paper checks or monthly bank statements.
- ✔ Contact First Horizon Bank customer support if you're unsure.
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Where Can You Find Your First Horizon Routing Number?
On a First Horizon Bank Check
If you have a First Horizon Bank paper check, finding your routing number is quick and easy. The routing number is the first group of nine digits printed at the bottom-left corner of the check. This number identifies First Horizon Bank for ACH transfers, direct deposits, bill payments, check processing, and other banking transactions. Before submitting any payment or transfer, verify that the routing number matches your account information to help prevent processing delays.
First Horizon Mobile Banking App
The First Horizon Mobile Banking App provides convenient access to your routing number anytime you need it. Simply sign in to your account and open your checking or savings account details. Along with your routing number, you can also view your account number, balances, transaction history, and recent activity. The mobile app makes it easy to retrieve your banking information when setting up direct deposits, ACH transfers, or online payments.
First Horizon Online Banking
You can also locate your First Horizon Bank routing number by signing in to First Horizon Online Banking. Once logged in, navigate to your account details where both your routing number and account number are displayed. This information is useful when completing direct deposit forms, scheduling automatic bill payments, linking external accounts, or initiating ACH transfers. Always use the official online banking portal to protect your personal and financial information.
Bank Statement
Your monthly First Horizon Bank statement is another reliable source for finding your routing number. Whether you receive paper statements or access them electronically, your account information is available for easy reference. Reviewing your bank statement regularly also helps you monitor account activity, verify recent transactions, and identify any unauthorized charges or errors.
Contact First Horizon Bank Customer Service
If you're unsure which routing number applies to your account, First Horizon Bank Customer Service can help. A banking representative can verify the correct routing number based on your account type, branch location, and the transaction you are completing. This is especially useful when setting up direct deposits, wire transfers, ACH payments, or other electronic banking services where accurate routing information is essential.
Visit the Official First Horizon Bank Website
The official First Horizon Bank website is one of the most trusted sources for confirming your routing number and accessing the latest banking information. It provides up-to-date details about ACH transfers, wire transfers, direct deposits, and other banking services. Before initiating any financial transaction, verify your routing number through the official website to help reduce the risk of payment delays, rejected transactions, or processing errors.
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Final Thoughts
For most banking services, including direct deposits, ACH payments, and domestic wire transfers, the First Horizon Bank routing number is 084000026. Use the correct SWIFT code for overseas wire transfers, in addition to the routing number. When sending money, double-check your banking information to make sure your transaction goes smoothly.
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Frequently Asked Questions
The First Horizon Bank routing number is 084000026.
Yes. Most domestic banking services and ACH and direct deposit transactions use 084000026.
FTBMUS44XXX is the Primary SWIFT/BIC code. May have varying SWIFT codes for different branches or services.
Yes. The primary routing number is 084000026; however, there may be a different routing number for some accounts based on where they were opened.
It can be checked in First Horizon Online Banking, on paper checks, or by calling First Horizon Bank’s customer service.